Cruise insurance for over 65s

War veteran Kenneth Brown is 91 and has his own cabin cruiser which he sails on the Thames, so he was astonished to be repeatedly refused travel insurance for a package cruise to Spain. Even though in his many years of sailing he’s never made a claim, he was turned down by a dozen insurers. Age Concern says that 92% of holiday insurance policies refuse to deal with the over-65s. Retirees must shop around more than any other group for cover and can pay at least four times more in premiums. Their website helps you to find the right insurer for you.